Rises in Singapore managed fund , Singapore growth fund

Leaded by kep, capitalland rises

Do check the charts
http://shortingwithbears.blogspot.com/2011/10/ocbcdbsnoblegentinggoldenagrikepcorpcap.html

What's inside Singapore managed fund

Kep Corp
Ocbc
Genting
DBS
Capland

If u checked my related blog shorting with bears , u can see I am shorting these stocks .

Which Companies should I buy my insurance and unit trust from ?

I am not very keen in answering which company . But I believe one should focus on what they are buying and understanding on how to use the policy to their favour .
Things to look out for is

1. low cost of distribution
2. Earlier breakeven year
3. No or low penalty in surrender the policy
4. Able to maximizes the cash value during crisis 
5. Able to allow the policy holder to transfer the risk to the company before crisis

It doesnt matter which company you buy from ......... Rule of thumb is to preserve your capital and to gain the benefit. 

Mkt up ...... Unit trust prices still down

The indexes has been up but the unit trust is still down ..... I suspect they will adjust the prices down slowly ....
So all friends stay in cash fund

Today prices

Down trend resumes !

5 days uptrend of market STI and Singapore managed fumd

The 15 cent rise or 5% rise in Singapore managed fund is due to 5 days rise in STI
I would still stay cash

Uptrending

Prulink funds 8th October 2011

Support of Singapore growth : 78cents
Support of Singapore managed : $2.97
Supports are generally lower
resistance getting are lower
Advice is to stay in cash fund

Prulink unit trust 7th Oct 2011

Singapore STI up by 3%
singapore managed fund only 0.3%

One of Singapore growth fund component

Hmmm kep Corp has fallen 35%
But the fund only 20%
I will guess it have yet to switch to it's real value .

Breaking many supports

Most unit trust are hitting 12 month lows if support broken may fall more .
Friends please be prepared

5th October Prulink funds

Singapore growth reaching 80 cents
China India 1.70
Singapore managed $3.00

4th Aug 2011 Prudential Prulink price

Prudential Prulink price
Currently vested 95% in cash fund
5% in singapore dynamic bond fund

Stocks usually falls in October

Stocks usually falls in October
Unit trusts in equity included

Price Of Pru Fund As On 1st Oct

My stand is still stay on sidelines on 95% Singapore Cash Fund
5% Singapore Dynamic Bond Fund

As from August markets are taking a bearish hit from Europe, USA, China
And Singapore market.

I believe in protecting your capital first. And not averaging down but averaging up .

The 1st picture shows prices as on 1st Oct 2011 while the latter shows sept price

Singapore unit Trust

What are unit trust

Unit trust in laymen term is describe as either a lump sum(5000and above) or a small and continuous sum (100-150) monthly Investing in a basket of stocks managed by a group professional fund managers provided by companies such as prudential, ntuc, greateastern.

I am more familiar with prudential, ntuc and great Eastern unit trusts as I am vested in them.

1.What do we buy from 100 dollars
We are buying units for a fund chosen . We will use
Amount invested divide by the offer price
For instance Singapore managed fund = 100/3.25= 30.76 units

2.The cost of transacting
3-5%

3.how do we calculate the final value
We will take the existing units multiply by the bid price
for instance
30.76 units x $3.10= $95.38

4. Advantages compared to stocks
-Dollar averaging results a constant savings and regular investment
-basket of stocks from a small amount
-for capital constrain investors lower minimum transaction cost
-does not need self management

5. Disadvantage compared to stocks
- higher % cost of transaction ,
3-5% as compared to 0.5-1 %
- usually no dividend payout
- management fee incurred
- may result in over reliance